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This year my husband and I will not be exchanging Valentine’s Day gifts. The decision was mostly his. He doesn’t believe in the Hallmark holiday and would prefer to save our joint income than spend it on jewelry for me. It’s not that he doesn’t love me or that he is particularly frugal. We show our affection for one another daily, and when we go shopping together, he hardly ever denies me the things that I “need.” I think …

Greetings from 2010, Lovely EADL Readers!

To say its been a while would be somewhat of an understatement, but there’s been some upheaval in our little household that’s kept me a bit preoccupied as of late.  Like so many this year, I was let go from my firm right after Thanksgiving.  While the day-to-day emotions after such a blow to your professional life can be depressing, I am thankful that the split was an amicable one, that Evs has a secure job which …

I’m a spender, not a saver. One summer I made $12,000 as a waitress in Central WA and had it all spent by the end of the year. I spent it all during a time when my parents were paying for my schooling and housing and giving me a stipend for food. Very embarrassing.

When That Husband and I started dating, he made it clear that debt wasn’t ever going to be a part of his life, and if I wanted …

I used to scoff at couples who claimed to marry solely for love but yet still insisted on that ugly ol’ prenup… Talk about unromantic and pessimistic, right?  Then I went to law school where I was introduced to Community Property States by adorable (but scary), crotchety Professor F.  And as he lectured on survivorship rights and traceable mutations, two thoughts consistently popped into my head:

“Mrs. F is totally screwed if they ever get divorced.”
Charlotte York firmly telling Bunny McDoogle: …

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I’d love to have enough cash to do this, but the truth is that I count my dollars obsessively.  The husband agrees that I am the money manager in our house hold (I love the planning, he doesn’t).  So here are some of my favorite website to help motivate you, organize, manage your finances.

Organize your Finances here:

Mint
Buxfer
Wesabe
Thrive

Learn how to get out of Debt here:

I’ve Paid For This Twice Already
Bluntmoney
Squawkfox

Save your money here:

HSBC
SmartyPig
ING Direct

We can all agree that finance and money management are rarely funny.  Other than the creative tax deductions and “getting one over on the IRS” we have very little to amuse us. When I came across this post by Punny Money, I actually snorted.

A few excerpts on ways to creatively save money by using work resources….

Water. If your workplace has free exercise facilities, chances are it also has showers. Even if exercising isn’t your cup of tea, you can still …

While cruising the Kiplinger website, I found an article on a new type of savings account called SmartyPig. They immediately sucked me in with their cool graphics and savvy website.  I’m a sucker for good design!

I thought it was a great idea for short term savings goals.  It has a fantastic APY of 3.9%. The best part is that your friends and family can contribute towards your goal.  The account is free (as shown by the great graphics!). The constraints …